Supporting College-Bound Students: How Grace Fellowship Church in Katy, Texas Can Help




coins with graduation hat and a woman at the backgroun




As parents, you want the best for your college-bound children, and one significant aspect of their journey is how to pay for college. College costs can be overwhelming and the amount of private student loans and the heavy student loan payments some graduates are burdened with is quite frightening. At the same time, there are alternatives to the private student loan path to avoid the heavy burden of student loan debt.

At Grace Fellowship Church in Katy, Texas, we understand the importance of empowering both parents and students to navigate the financial challenges that come with higher education. In this article, we'll explore different strategies for parents to assist their college-bound children in paying for college, highlighting resources, financial aid, and opportunities available in our community.

dollars with graduation hat and scholarship written in it


Grants, Scholarships and Financial Aid: A Parent's Guide

At Grace Fellowship Church, we believe that every child deserves access to quality education including attending college. We encourage parents to explore grants, scholarships, and federal financial aid which can significantly ease the financial burden of paying college tuition. To support your children, consider:

  • Guiding Through the Process: We believe that quality education should be accessible to all children. We encourage parents to guide their children through the process of scholarship search and applying for grants and scholarships to ease the financial need for education costs
  • Emphasizing the Importance of FAFSA: Filling out the Free Application for Federal Student Aid (FAFSA) is crucial for securing federal grants and, if needed, federal student loans. Federal loans are never to be viewed as "free money" as they are loans that will need to be paid back. Nonetheless, as students fill out the FAFSA, they become eligible for not only loans but also need-based financial aid and are also able to speak more efficiently with a school's financial aid office.

Local Scholarship Opportunities: In Katy, there are many local scholarship opportunities and grant programs. David Ramsey's book, Smart Money, Smart Kids, has a whole section on how private scholarships often get overlooked. Parents should inform their children about these opportunities and also explore unorthodox places (e.g., credit unions) as well.



teenagers with part time job in a restaurant


Part-Time Jobs and Work-Study Programs for College Students

Part-time employment is an excellent way for college students to gain valuable work experience while earning money for their education costs. At Grace Fellowship Church, we encourage parents to support their children by:

  • Balance Work and Academics: Ensure that your child maintains a healthy equilibrium between part-time work and academic commitments, allowing them to excel in both without sacrificing academic performance
  • Federal Work-Study Programs: Explore Federal Work-Study programs for eligible students to gain relevant experience while earning income to pay for college
  • Local Job Opportunities: Assist your child in finding part-time jobs in Katy, Texas that align with their schedules and career goals. Our community resources may also help in this search.

By participating in part-time work, students can gain experience, and income, and lighten the financial load of college, all while striking a balance between work and academics.



teenager and parents at the background


Internships and Co-op Programs: Parental Support

Internships and co-op programs provide students with hands-on experience in their chosen fields. Parents can play a vital role by:

  • Assisting in Finding Internships: Parents are essential in guiding their children to explore and secure relevant internship opportunities aligned with their career aspirations or college education major. By offering insights, and support, and helping navigate the application process, parents can significantly contribute to their child's professional development.
  • Encouraging Networking and Connections: Parents should encourage their children to leverage internships as opportunities for networking and building connections within their chosen field. Encouraging active engagement and facilitating interactions during these experiences can lead to invaluable connections and potential career opportunities.
  • Long-Term Benefits of Work Experience: Acknowledging and emphasizing the long-term advantages of practical work experience is crucial. Parents can instill the understanding that internships not only provide immediate learning but also contribute to their child's future career growth, as these experiences often shape their professional trajectory.



woman online job employee


Online Gig Work and Freelancing: A Parent's Perspective

The gig economy and freelancing offer flexible opportunities for college students to earn money. As parents, you can support your children by:

  • Understanding Gig Platforms: By familiarizing themselves with gig work and freelancing platforms, parents can better guide their children through the process of finding flexible earning opportunities to pay for college without student loans.
  • Time Management: Assist your children in managing their time and workload efficiently to balance freelancing with their academic commitments, fostering a harmonious and productive routine.
  • Emphasizing Responsibility: Encourage responsible freelancing practices, emphasizing the importance of academic success while participating in the gig economy. This guidance ensures that both their education and freelance work thrive.


monthly budget lists


Personal Budgeting and Financial Literacy: Parental Guidance

At Grace Fellowship Church, we understand the importance of financial literacy. Parents can contribute by:

  • Budgeting Guidance: Actively teaching their children how to create and adhere to a budget, empowering them with essential money management skills.
  • Spending Tracking and Wise Decisions: Providing guidance on tracking spending and making sound financial choices, instilling a sense of responsibility and prudence.
  • Promoting Education: Offering resources and fostering an environment that encourages financial education, equipping their children with valuable life skills for a secure financial future. The Financial Peace course we offer at a low cost is a great foundation for parents and children alike.


man holding piggybank


Student Loans and Responsible Borrowing: Parental Advice

In some cases, student loans may be necessary to bridge the financial gap. As parents, you can support your children by:

  • Informed Decision-Making: Offering guidance on when to consider student loans as a viable option, ensuring they make well-informed choices tailored to their unique circumstances.
  • Loan Types: Understanding the different types of student loans available, allows you to assist your children in selecting the most suitable option to pay for tuition costs
  • Responsible Borrowing: Encouraging responsible borrowing practices to prevent excessive debt or high-interest rates and secure a manageable financial future for your children. Your support ensures they navigate the loan process wisely.


men welding


Alternative Education and Training: Supporting Your Child's Choices

Grace Fellowship Church acknowledges that a traditional college or college degree isn't the only path to success. Parents can support their children by:

  • Exploring Options: Actively exploring alternative education avenues like vocational schools, online courses, and trade programs with their children, offering diverse paths to success. Even for those who hope to have a private college degree on their future resumes, attending a community college for a year or two is another avenue to explore.
  • Informed Decision-Making: Guiding them in making informed choices by understanding potential cost savings and job opportunities associated with these alternatives.

Success Stories: Sharing inspiring success stories of students who've embraced alternative education paths, underscoring the pivotal role parents play in their achievements and encouraging an open-minded approach to education.



graduate student with parents


Conclusion: Empowering Parents to Support Their College-Bound Children

At Grace Fellowship Church in Katy, Texas, we are committed to empowering parents and students in their educational journeys. We understand the financial challenges that come with pursuing higher education and are here to support you every step of the way. By guiding your children through grants, scholarships, part-time work, internships, and financial literacy, you can help them get financial assistance and achieve their educational goals at the same time. We invite you to take an active role in supporting your college-bound children and explore the various options discussed in this article. Together, we can ensure a brighter future for the next generation.


For more information about Financial Peace University or if you need assistance from the Care Ministry, please contact Michelle Sliva at 281.646.1903 or